WatchesAtlas / Insurance
What does watch insurance cover?
A practical guide to theft, accidental damage, loss, and exclusions.
Start with your existing policy
Home contents insurance may cover some risks, but jewellery limits and away-from-home exclusions can make a difference.
Theft is not the same as loss
A policy covering burglary or robbery does not necessarily cover misplacing a watch. Ask the insurer to confirm each risk in writing.
Check conditions before paying
Look at the excess, safe and storage requirements, claims evidence, territorial limits and whether accidental damage is included.
General information, not personal insurance advice. WatchesAtlas does not arrange policies or collect insurance applications on this page.